Focused Change

Terms of Service

21 September 2026

Added a clause stating that use of credit score services, including connecting to and accessing credit scores, reports, monitoring, and personalized insights, is subject to the Credit Score Terms.

Trackers Policy

17 September 2026

Updated URLs or formatting only. No content changes detected.

Commercial Terms

17 September 2026

Added renewal terms, authorized purchaser provisions, affiliate usage and separate purchase clauses, and usage-based services. Modified general provisions, customer obligations including restrictions on using output to develop competing AI models, customer content ownership and usage, security measures, and payment terms including dispute resolution and service credits. Updated confidentiality exceptions.

Data Processor Agreement

17 September 2026

Added details of processing, OpenAI obligations including confidentiality, data subject requests, security, assistance, personal data breaches, assessing compliance, engagement of sub-processors, sub-processor obligations, and data return or deletion. Added customer obligations including notices, cooperation, and configurations. Updated international data transfers to specify EEA and Swiss data processed by OpenAI Ireland Limited and UK data p...

In-App Purchases Policy

17 September 2026

Added provisions regarding Promo Service Credits, Service Credits not being legal tender, refundability and expiration, account balance verification, prohibition of transfers, and modification of terms.

Acceptable Use Policy

17 September 2026

Added prohibitions for threats, harassment, defamation, suicide promotion, sexual violence, terrorism, weapons development, illicit activities, cyber activity, real money gambling, tailored advice without a license, unsolicited safety testing, circumventing safeguards, and national security purposes. Expanded privacy restrictions to include facial recognition databases, real-time remote biometric identification, use of likeness without consent...