Focused Change

Privacy Policy

22 September 2026

Added a new row to the table detailing the purpose of processing, type of personal data processed, and legal basis for providing, analyzing, and maintaining services.

Terms of Service

21 September 2026

Added a clause stating that use of credit score services, including connecting to and accessing credit scores, reports, monitoring, and personalized insights, is subject to the Credit Score Terms.

Trackers Policy

17 September 2026

Updated URLs or formatting only. No content changes detected.

Commercial Terms

17 September 2026

Added renewal terms, authorized purchaser provisions, affiliate usage and separate purchase clauses, and usage-based services. Modified general provisions, customer obligations including restrictions on using output to develop competing AI models, customer content ownership and usage, security measures, and payment terms including dispute resolution and service credits. Updated confidentiality exceptions.

In-App Purchases Policy

17 September 2026

Added provisions regarding Promo Service Credits, Service Credits not being legal tender, refundability and expiration, account balance verification, prohibition of transfers, and modification of terms.

Acceptable Use Policy

17 September 2026

Added prohibitions for threats, harassment, defamation, suicide promotion, sexual violence, terrorism, weapons development, illicit activities, cyber activity, real money gambling, tailored advice without a license, unsolicited safety testing, circumventing safeguards, and national security purposes. Expanded privacy restrictions to include facial recognition databases, real-time remote biometric identification, use of likeness without consent...